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| Personal Finance |
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When your finances don't add up you need to take action if you want to avoid stressful debt. Getting your personal budget right is the first step.(read
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Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.(read
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A current or checking account is at the center of modern personal finance - the days of cash under the bed are long gone. Find out what to look for when applying for a new account.(read
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Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit?(read
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Offset bank accounts work on a completely different principle to traditional banking arrangements. What are the benefits, and who do they suit?(read
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The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no longer worthwhile?(read
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Credit cards have become almost totally integrated into modern life and today most adults carry at least one. Are they now an essential part of everyday living?(read
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The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for(read
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If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work.(read
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Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation?(read
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